9 lifestyle habits you should have if you want to become rich!
Only by developing good traits can you live a more comfortable life
I believe that being rich is a choice, and the process depends on your persistence. This is different from the understanding of most people. Many people think that “wealth” is a gift. The reason why they cannot live a prosperous life is because they have a bad background or bad genes and do not have the “destiny” to make money. He also believes that most of the reasons why rich people have money are because they are reincarnated into families with money, so they live a carefree life.
But in fact, being rich is an ability that can be cultivated. Although your origin determines your starting point, it will not affect your possibility of becoming rich. Ultimately, the choice of whether to get rich or not is still up to you. The wealth that most people desire is not to become a nouveau riche, but “financial freedom.”
The so-called financial freedom refers to that even if you don’t work, passive income can cover your daily needs during your lifetime. This still cannot be limited to a fixed amount. Because everyone’s definition of life needs is different, and in fact, it will also change with the times. People who retired 20 years ago would think that 1 million Dollars would be enough for their retirement. If this 1 million dollars is dead money and cannot be used to generate new money, they will soon be left with nothing.
Wealth is a “double complacency” on both the material and spiritual levels and must be based on multiple conditions. To be more specific, if you want to become rich, in my opinion, it is best to possess the following 9 life qualities:
1. Develop good living habits
Having good living habits means that you don’t need to worry about your health. For example, exercise is a good habit. By staying healthy, you can save on medical expenses. This is the best way to save money.
2. Define your dreams and improve your ability to take action
Don’t say you don’t have dreams. Dreams don’t have to be too big. Dreams are not “goals”, they are the motivation and meaning of your life. My dream is very small, that is, to live a better life, and as I get older, there will still be new fun, new learning, and new expectations in life. We don’t have to expect ourselves to be like Musk, the founder of SpaceX, who aspires to land on the moon, but we can be people who are very motivated and can achieve our small wishes.
3. Regular and fixed learning to enrich knowledge
How happy modern people are. With the help of technology, there are more and more channels to enrich knowledge, such as online courses, e-books, and podcasts. As long as you have a mobile phone, you can start learning. Moreover, people who have fixed study habits every day are usually more efficient in time management, which means that their lives will be more regular. Let yourself grow a little more every day, and investing in learning can also create compound interest effects.
I strongly believe that “pursuing dreams will yield interest.” Not only can you create “compound interest” in financial management, but you will also know how to make your wealth free. In terms of learning, many people are confused by the “information explosion” brought by technology and are afraid that they will become anxious. That’s because what you see is information, not knowledge. News is not knowledge, gossip is not knowledge, and experience is not knowledge. Knowledge still needs to be learned systematically, or someone more professional than you can help you sort out the reasoning and logic.
4. Make friends with positive people
After I got to a certain age, I learned that I couldn’t be friends with everyone. If you want to live happily, you must make friends with positive people; if you want to live happily, stay away from people who bring you negative energy. At least you will not feel frustrated by communicating with them.
Communication should be enjoyable, and you don’t have to interact with people who make you uncomfortable. Even if the person who makes you uncomfortable is a relative, to be honest, you don’t have to “support each other” all the time. Keep a distance, life will be broader, and you won’t be as worried if you don’t see each other often.
5. Save 20% of your income
It is a terrible thing to sit back and live in vain. To avoid such a tragedy, you must develop this habit from a young age. I often say to people who have no savings: “Is it okay to save 10%?” To be honest, I think saving 10% is a bit small. The more money you make, the proportion should be increased. For example, when your monthly income is 5,000 Dollars, you may only be able to save500 dollars; but if you have a slashed income of 10,000 dollars a month and only need to support yourself, you should save 5,000 dollars, because you do not have to save as your income increases. Expand your consumption amount so that you can save your first pot of gold.
Don’t become a “nouveau riche” easily. In my opinion, the so-called nouveau riche does not refer to people with a lot of money, but to people who start spending money arbitrarily as their income expands. The most important thing to cultivate is not the numbers, but the habit of “saving money first and then spending it”.
6. Do work you love
Everyone’s interests are different. However, as long as a person does what he likes to do, he will feel fulfilled no matter how busy he is . Because you are not trying to meet other people’s expectations, but your own life goals. But many people have no expectations for themselves and only cater to the expectations of others. Such people are also very busy, but they are only busy creating value for others and have no sense of accomplishment themselves.
For example, My parents hope that I will be admitted as a civil servant because I will have a pension. The question is: can you enjoy your work? To be honest, I do have classmates who have been civil servants for 30 years, but they did not always enjoy it. If you can enjoy it and get a sense of accomplishment, it is a “job you like.” Doing a job that makes your eyes bright and does not care about working hours is the joy of life.
7. Develop the ability to eliminate negative emotions
Many things can irritate us. A slanderous comment from someone on the Internet, or a loud horn coming from behind while driving, can create negative emotions very efficiently. Even if most of the incidents that make us unhappy have little impact, if you don’t let go of these emotional entanglements, they will become a sunk cost in your life. If you continue to accumulate these sunk costs, you will turn yourself into “yesterday’s garbage disposal machine”. Then do you still have the energy to pursue your goals?
8. Take risks if you can afford it
If anyone tells you that there is a way to get rich without taking any financial risk, it is 100% a scam. Risks are everywhere. Even if you buy an ETF or a sacred mountain like TSMC, no one can guarantee that you will make a profit. As the old saying goes: “Investment has risks.”
However, don’t take risks without any knowledge. Without a parachute, jumping off a cliff will only result in broken bones. Before taking risks, you must calculate: Can you afford it? Many people dare to start a business when they are young because: “You have nothing anyway.” This is a good reason. If you have to be sure that there is no risk before you are willing to act, you will miss a lot of opportunities.
9. Get used to surpassing yourself
Many people suffer from a comparative mentality and involuntarily compare themselves with others. There is no need to look for those imaginary enemies. Why don’t you compare yourself? Do you worry about whether you have grown more than you did yesterday? Rather than asking about your classmates’ salaries, what kind of house do your friends live in, and what kind of cars do they drive? It is more helpful for your physique to get rich.
As long as you are like me, you believe that “working hard in the right direction will yield results.” Then we can live our lives to the fullest to the best of our ability. Although the struggle process in real life is often painful and happy, you will admire yourself for everything you have worked hard for.
No matter how old you are, it is necessary to improve yourself. Please believe that although people want to live comfortably, if you stay still, you will become more and more uncomfortable.
Please believe that truly rich people work hard and are not born with a silver spoon in their mouth.
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